Bank #

With the Bank API you can create, and list associated bank accounts with your end customers.

The Bank Object #

Sample Bank Object #

{
  "id": "9a7fb9b5-1f4d-420f-b6d4-0fd32008cec8",
  "account_id": "669c5a63-ab6c-4659-9c3b-ef1534059126",
  "name": "my bank detail",
  "status": "QUEUED",
  "country": "",
  "state_province": "",
  "postal_code": "",
  "city": "",
  "street_address": "",
  "account_number": "123456789abc",
  "bank_code": "123456789",
  "bank_code_type": "ABA",
  "created_at": "2021-01-09T12:14:18.683915267Z",
  "updated_at": "2021-01-09T12:14:18.683915267Z"
}

Properties #

Attribute	Type	Description
`id`	string/UUID	Bank relationship ID
`account_id`	string/UUID	Account ID
`name`	string	Name of bank
`status`	ENUM.BankStatus
`country`	string	Country where bank account is located
`state_province`	string	State/Province where bank is located
`postal_code`	string	Postal code where bank is located
`city`	string	City where bank is located
`street_address`	string	Street address where bank is located
`account_number`	string	Bank account number
`bank_code`	string	Bank code
`bank_code_type`	string	Bank identifier. `ABA` for domestic or `BIC` for international
`created_at`	string	Timedate when bank relationship was created
`updated_at`	string	Timedate when bank relationship was updated
`error_message`	string	Any error messages when bank relationship was created

ENUM.BankStatus #

Represents the various states a Bank instance can be in

Value	Description
`QUEUED`
`SENT_TO_CLEARING`
`APPROVED`
`CANCELED`

Retrieving Bank Relationship Details for Account #

GET /v1/accounts/{account_id}/recipient_banks

Request #

Path Parameters #

Attribute	Type	Required	Notes
`account_id`	string/UUID	Required	An id for the related Account

Response #

200

An array of Bank relationships attached to this Account.

An empty array will be returned if no Bank relationships have been attached to this account

400 - Bad Request The body in the request is not valid

Deleting a Bank Relationship #

DELETE /v1/accounts/{account_id}/recipient_banks/{bank_id}

Request #

Path Parameters #

Attribute	Type	Required	Notes
`account_id`	string/UUID	Required	An id for the related Account
`bank_id`	string/UUID	Required	The ID for the Bank you wish to delete

Response #

204 - Success (No Content)

400 - Bad Request

404

No Bank Relationship with the id specified by bank_id was found for this Account

Creating a New Bank Relationship #

POST /v1/accounts/{account_id}/recipient_banks

Request #

Path Parameters #

Attribute	Type	Required	Notes
`account_id`	string/UUID	Required	An id for the related Account

Parameters #

Attribute	Type	Required	Notes
`name`	string	Required	Name of recipient bank
`bank_code_type`	enum.IdentifierType	Required	`ABA` (Domestic) or `BIC` (International)
`bank_code`	string	Required	9-Digit ABA RTN (Routing Number) or BIC
`account_number`	string	Required

The following Parameters are only available if creating an international Bank relationship, ie if `bank_code_type = BIC` #

Attribute	Type	Required
`country`	string	Required
`state_province`	string	Required
`postal_code`	string	Required
`city`	string	Required
`street_address`	string	Required

Sample Request #

{
  "name": "Bank XYZ",
  "bank_code_type": "ABA",
  "bank_code": "123456789",
  "account_number": "123456789abc"
}

Response #

200 - Success

The created Bank relationship

400 - Bad Request

409 - Conflict

A Bank relationship already exists for this account

Disclosures

Brokerage services are provided by Alpaca Securities, member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc.

Technology and services are offered by AlpacaDB, Inc.

Brokerage services are provided to customers who can write automated investment code and self-direct their own investments. Alpaca brokerage services are only provided to customers who agree to electronically sign agreements and agree to receive messages, confirmations, and statements electronically. Is Alpaca right for me?

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The Paper Trading API is offered by AlpacaDB, Inc. and does not require real money or permit a user to transact in real securities in the market. Providing use of the Paper Trading API is not an offer or solicitation to buy or sell securities, securities derivative or futures products of any kind, or any type of trading or investment advice, recommendation or strategy, given or in any manner endorsed by AlpacaDB, Inc. or any AlpacaDB, Inc. affiliate and the information made available through the Paper Trading API is not an offer or solicitation of any kind in any jurisdiction where AlpacaDB, Inc. or any AlpacaDB, Inc. affiliate (collectively, "Alpaca") is not authorized to do business.

You should know that the use or granting of any third party access to your account information or place transactions in your account at your direction is solely at your risk. Alpaca does not warrant against loss of use or any direct, indirect or consequential damages or losses to you caused by your assent, expressed or implied, to a third party accessing your account or information, including access provided through any other third party apps, systems, or sites.

Market prices, data and other information available through Alpaca are not warranted as to completeness or accuracy and are subject to change without notice. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors. A more complete description of the impact these factors may have can be found in our risks of automated trading systems section.

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There are risks unique to automated trading algorithms that you should know about and plan for. You should setup a method or system of continuous monitoring or alerting to let you know if there is a mechanical failure, such as connectivity issues, power loss, a computer crash, or system quirk. You should also monitor for instances where your automated trading system experiences anomalies that could result in errant, missing, or duplicated orders. A more complete description of these and other risks can be found in our FAQ section.

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Commission free trading is available for Alpaca's retail customers. Alpaca reserves the right to charge additional fees if it is determined that orders flow is non-retail in nature.

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Bank #

The Bank Object #

Sample Bank Object #

Properties #

ENUM.BankStatus #

Retrieving Bank Relationship Details for Account #

Request #

Path Parameters #

Response #

Deleting a Bank Relationship #

Request #

Path Parameters #

Response #

Creating a New Bank Relationship #

Request #

Path Parameters #

Parameters #

The following Parameters are only available if creating an international Bank relationship, ie if bank_code_type = BIC #

Sample Request #

Response #

Disclosures

The following Parameters are only available if creating an international Bank relationship, ie if `bank_code_type = BIC` #