Q - How do I initiate a deposit from my linked bank account into my Alpaca Account?

  1. Log in to your Alpaca Account.
  2. Select Banking from the dashboard menu and click Transfer Money in the upper right corner.
  3. Enter the desired amount or choose one of the displayed options, and click Submit.
  4. Review the transaction details and click Confirm. To change the amount, click Modify.


  1. A confirmation window displays. Click Sounds Good to exit and return to your dashboard.

*ACH deposits/transfers typically take 1-3 business days to fully process. Once the ACH transaction is complete, the deposited funds will reflect in your Alpaca account on the following business day.

*Maximum ACH transfer allowed is $50,000 per day.

NOTE: BMO/Harris Bank partners with Electronic Transaction Clearing (ETC), Alpaca's clearing partner, to process all ACH transactions.