Q - How do I fund my Alpaca account?

Currently, Automated Clearing House (ACH) deposits/transfers from a linked bank account is the only method available to fund your Alpaca Account.

Prior to initiating an ACH deposit/transfer, you must have a bank account linked to your Alpaca Account. Alpaca utilizes Plaid, a third-party vendor for bank account authentication and identification services.

Plaid utilizes two methods for verification of banking information, dependent upon the availability of your financial institution. Many major banks integrate with Plaid, allowing for quick electronic verification and funding of your account. However, in some cases verification must be completed through micro-deposits, which typically takes between 1-3 business days.

Refer to the links below for instructions on linking your bank account: