San Mateo, CA / Manila, PH – December 8, 2025 - GoTyme Bank, the fastest-growing bank in the Philippines and a joint venture between the Gokongwei Group and Tyme Group, announced the launch of its cryptocurrency investment feature. This launch was made possible in partnership with Alpaca, a global leader in brokerage infrastructure APIs providing access to crypto, stocks, ETFs, options, and fixed income.
The demand for crypto continues to rise globally, with the Philippines ranking ninth in adoption and 20th in crypto wealth. Currently, about 10% of Filipinos use crypto, and this number is projected to reach 12.79 million users by 2026. This growth is driven by the demand for digital-first financial solutions among the country's roughly 76% unbanked and underbanked population. The Philippines’ crypto-friendly environment is further supported by the government’s positive stance on digital assets, a growing tech-literate population, and limited access to traditional financial services.
“Our goal is to become the most transformative bank in the Philippines—one that empowers every Filipino to unlock their financial potential. The launch of GoTyme Crypto is a major step toward that vision as we continue to deliver world-class financial solutions that combine security, simplicity, and innovation,” said Nate Clarke, President and CEO of GoTyme Bank. “By partnering with Alpaca, we’re bringing global expertise to local customers, ensuring they have the tools to confidently participate in the digital economy.”
“While many Filipinos look for ways to diversify savings and protect against local currency fluctuation, most crypto apps target experienced traders and feel intimidating for everyday users. That’s what GoTyme Bank aims to solve,” added An Phan, Portfolio Product Manager at TymeX, the product and technology arm of Tyme Group. “Our product focuses on simplicity and reliability, designed for people who want to buy crypto confidently without complicated technical analysis or managing multiple apps.”
Supported by Alpaca’s Broker API, GoTyme Bank customers can:
- Start investing by easily adding funds to their dedicated GoTyme Crypto USD account using their GoTyme Bank Everyday current account
- On-demand investment access to 11 selected coins, including Bitcoin (BTC), Ethereum (ETH), and Solana (SOL); and
- Leverage real-time market insights and news to support informed investing
The streamlined integration, combined with a familiar interface and bank-level security, helps remove friction and makes investing approachable for everyone.
“We’re proud to support GoTyme Bank in making crypto trading simple and accessible for everyday users and capturing the growing convergence of traditional finance and digital assets. The Philippines is one of the earliest adopters of digital assets, and we’re excited that with Alpaca, GoTyme Bank is enabling millions of Filipinos to confidently build wealth and participate in the global digital economy,” says Yoshi Yokokawa, CEO of Alpaca.
Contact Alpaca
About Alpaca
Alpaca is a US-headquartered, self-clearing broker-dealer and a global leader in brokerage infrastructure APIs providing access to stocks, ETFs, options, fixed income, and crypto. Alpaca delivers embeddable finance solutions for tokenization, fully paid securities lending, high-yield cash, 24/5 trading, Shariah-compliant investing and more. Today, Alpaca powers over 8 million brokerage accounts across hundreds of fintechs and institutions in 40+ countries with over $170M in funding. For more information, visit: alpaca.markets
About GoTyme Bank
GoTyme Bank, a regulated bank by the Bangko Sentral ng Pilipinas, is a collaboration between the Gokongwei Group and the multi-country digital banking group Tyme. Powered by the extensive ecosystem of the Gokongwei Group, customers can bank where they shop, eat and relax. Through its award-winning mobile app, kiosk, and debit card, the bank offers products and services built around security, simplicity, and beauty that open up new ways of saving, spending, investing and managing its customers’ money. Find out more at gotyme.com.ph.
GoTyme Bank, a BSP-licensed digital bank and virtual asset service provider (MSB000215), provides virtual asset services in the Philippines. Cryptocurrency assets are not insured by PDIC, or any government agency.
Cryptocurrency services are provided by Alpaca Crypto LLC, a FinCEN-registered MSB (NMLS #2160858) and subsidiary of AlpacaDB, Inc. Cryptocurrency assets are highly volatile and speculative, involving substantial risk of loss, and are not insured by the FDIC or any government agency. Customers should be aware of the various risks prior to engaging these services, including potential loss of principal, cybersecurity considerations, regulatory developments, and the evolving nature of digital asset technology. For additional information on the risks of cryptocurrency, please click here.
Securities brokerage services are provided by Alpaca Securities LLC ("Alpaca Securities"), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc.
AlpacaDB, Inc., the parent company of Alpaca Securities LLC and Alpaca Crypto LLC, provides services and technology, including the brokerage infrastructure API supporting Alpaca’s financial services.
This is not an offer, solicitation of an offer, or advice to buy or sell securities or cryptocurrencies or open a brokerage account or cryptocurrency account in any jurisdiction where Alpaca Securities or Alpaca Crypto, respectively, are not registered or licensed, as applicable.
Alpaca, GoTyme Group (GoTyme Bank), and Gokongwei Group are separate entities. Each is independent and not responsible for the obligations or liabilities of the others.
