Customers in the U.S. can now trade almost instantaneously when depositing less than $1,000.

If your bank account matches what we have on record then you should see the amount you requested to deposit instantaneously reflected in your buying power. You will no longer have to wait until the funds are available to you (usually a day later).

You will be allowed one instant ACH until it clears (that means that the funds successfully land in Alpaca’s bank account). You will not be allowed to withdraw instant ACH funds until they clear.